AI Usage Terms

Last updated: May 13, 2026

1. AI-Generated Content

Predictions on HowlingCookie.com are generated using artificial intelligence systems, automated research workflows, language models, summarization tools, and related software. These systems may include HowlingCookie-operated components and third-party AI or infrastructure providers.

AI-generated predictions may include probabilities, confidence indicators, reasoning, summaries, research-derived context, and forecasts about future events. These outputs are generated automatically and may not be reviewed by a human before they are shown to you.

2. Educational and Entertainment Purposes Only

Predictions generated by HowlingCookie.com are for educational and entertainment purposes only. They are not professional advice, factual guarantees, instructions, recommendations, or a substitute for your own judgment.

You must not rely on AI-generated predictions, confidence scores, summaries, or any other Service content to make financial, investment, trading, medical, legal, employment, insurance, safety, relationship, lifestyle, or other important personal or business decisions. Always consult qualified professionals before acting on any information that could affect your finances, health, legal rights, safety, livelihood, or well-being.

3. Accuracy, Reliability, and Limitations

Future events are uncertain. No AI system can predict them with certainty. AI predictions are probabilistic, speculative, and dependent on available data, prompt wording, model behavior, system configuration, and other factors that may change over time.

AI systems may produce outputs that are incomplete, outdated, incorrect, biased, misleading, internally inconsistent, or based on misunderstood information. Links, sources, summaries, and research context may be incomplete or unavailable. Confidence indicators are estimates for discussion and entertainment, not guarantees of accuracy.

4. No Professional Advice

AI-generated predictions do not constitute financial advice, legal advice, medical advice, tax advice, investment advice, professional counseling, or professional services of any kind. Do not use the Service as a replacement for a licensed or qualified professional.

Examples of decisions that should not be made based solely on the Service include buying or selling securities, cryptocurrency, real estate, or other assets; diagnosing or treating a medical condition; changing medication, diet, or treatment; entering legal agreements; making legal filings; choosing employment actions; gambling; or taking actions that could create physical, financial, emotional, legal, or safety risk.

5. User Prompts and AI Processing

When you submit a prediction request, the prompt and related content may be processed by AI models, automated research systems, or third-party infrastructure. We try to avoid attaching unnecessary personal information to AI processing, but users are responsible for what they include in prompts.

Do not submit sensitive personal information, protected health information, financial account details, government identification numbers, passwords, confidential business information, trade secrets, or information you are not authorized to share.

6. Ownership and Use of AI Outputs

User-generated prediction requests and generated prediction outputs are owned by HowlingCookie.com as described in our Terms & Conditions. We may use prompts, prediction requests, generated outputs, public/private flags, votes, timestamps, and related metadata to operate, improve, secure, market, and develop the Service.

Subject to your compliance with our Terms, we may allow you to view or share prediction outputs for personal, non-commercial purposes. If you share outputs, you are responsible for presenting them accurately and not implying that they are guaranteed, professionally reviewed, or appropriate for decision-making.

7. Public Predictions and Community Signals

Public predictions may be displayed on the Service and may receive agree/disagree votes or other community signals. These signals reflect user interaction only. They do not mean that a prediction is accurate, professionally reviewed, endorsed, or more reliable.

8. Model and Service Changes

We may change AI models, prompts, research methods, summarization methods, confidence-display behavior, moderation rules, safety systems, and processing workflows at any time. Similar prompts may produce different outputs over time because models, data, and systems change.

9. User Responsibility

You are responsible for how you interpret and use AI-generated content. You agree not to use the Service to create harmful, unlawful, deceptive, abusive, infringing, or dangerous content, or to bypass safeguards or access controls.

10. Contact