Disclaimer

Last updated: May 13, 2026

1. General Disclaimer

The predictions, summaries, probabilities, confidence indicators, research context, explanations, rankings, vote counts, and other information provided by HowlingCookie.com are generated or assisted by artificial intelligence systems and automated software.

Predictions generated by HowlingCookie.com are for educational and entertainment purposes only. They are not professional advice, factual guarantees, instructions, recommendations, or a substitute for your own judgment.

2. No Professional Advice

Nothing on HowlingCookie.com constitutes financial, investment, trading, legal, medical, tax, employment, insurance, safety, relationship, lifestyle, or other professional advice. You should not rely on the Service to make important personal, business, financial, medical, legal, or lifestyle decisions.

Always consult qualified professionals before acting on any information that could affect your finances, health, legal rights, safety, livelihood, or well-being.

3. No Guarantees

Future events are inherently uncertain. HowlingCookie.com makes no representations or warranties that any prediction will be accurate, complete, timely, unbiased, reliable, or suitable for your intended use. No AI system can predict future events with certainty.

Probabilities, confidence scores, timelines, and outcome labels are estimates for discussion and entertainment. They do not guarantee that an event will or will not occur. Past accuracy, if any, does not guarantee future performance.

4. AI Limitations

AI systems may generate outputs that are incorrect, incomplete, outdated, speculative, misleading, biased, internally inconsistent, or based on misunderstood information. Automated research may omit relevant sources, misinterpret available information, or summarize information incorrectly.

You are responsible for independently verifying information before using it. You should not treat a confident tone, detailed explanation, citation-like language, vote tally, or popularity signal as proof that a prediction is true.

5. Assumption of Risk

By using the Service, you acknowledge that you understand the limitations of AI-generated predictions and assume full responsibility for how you interpret, share, or act on any content. Your use of HowlingCookie.com is at your own risk.

HowlingCookie.com is not responsible for financial losses, legal consequences, medical outcomes, emotional distress, business decisions, lifestyle choices, missed opportunities, or any other consequences resulting from reliance on predictions or Service content.

6. Public Content and Community Votes

Public predictions and agree/disagree vote counts are informational only. Vote counts reflect user interaction, not accuracy, truth, professional review, or endorsement by HowlingCookie.com. Popular predictions are not necessarily correct, and unpopular predictions are not necessarily incorrect.

7. Third-Party Information and Links

Predictions may reference, summarize, or rely on third-party information, websites, tools, data sources, or AI providers. We are not responsible for the accuracy, completeness, availability, legality, security, or policies of third-party content or services.

8. No Warranty

The Service is provided "as is" and "as available" without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, we disclaim all warranties, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, availability, and security.

9. Relationship to Other Policies

This Disclaimer supplements our Terms & Conditions, Privacy Policy, Cookie Policy, and AI Usage Terms. If there is a conflict, the Terms & Conditions control to the fullest extent permitted by law.

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